Thumb

Port Harcourt Flintstone Cooperative  Investment and Credit Society Limited is a registered cooperative society in Port Harcourt, Rvers State, providing members with structured savings, loans, and investment opportunities designed to help individuals achieve their financial goals.

The Cooperative was established in October 2013 and was started as the Teacher’s Caring Christmas Fund with 16 members and grown over time to become a trusted Cooperative with over 350 members.  We bring together civil servants, private-sector workers, business owners and other eligible individuals who want to save, access cooperative loans and build wealth through investment.

Our cooperative provides financial solutions that encourage regular savings, responsible borrowing and long-term investment. Members can access different savings and investment options while benefitting from a cooperative structure built around collective growth and financial empowerment.

 We are registered with the Rivers State Chamber of Commerce and operate in Port Harcourt, Rivers State.

We are registered with:

CAC Registered

Become a Member

"Giving a brighter perspective of actualizing financial liberty."

At Port Harcourt Flintstone Cooperative Investment and Credit Society Limited, our mission is to empower individuals and families to achieve financial liberty through savings, affordable cooperative loans, investment and responsible financial planning.

We provide practical financial solutions for our members in Port Harcourt and across Rivers State, helping them build financial security, grow their savings and create opportunities for long-term wealth.

Integrity 98%
Transparency 95%
Accountability 96%
Equality 99%
Commitment 97%

Our Objectives are to Promote the  economic and financial well-being of our members and customers by;

 

  • Poviding cooperative loans to members for necessary and productive purposes, helping them meet personal, business and other financial needs.
  • Creating and supporting viable investment projects, including industries, consumer shops, housing and farming projects that generate sustainable value for members.
  •  Providing savings facilities that enable members to accumulate funds securely while maintaining access and control over their savings.
  • Maximizing members' profits and returns on investments through carefully structured savings and investment opportunities.
  • Promoting financial growth, responsibility and cooperation among members while building a strong and supportive cooperative community.
  • Building a trusted cooperative in Port Harcourt and Rivers State with a reputation for reliable savings, loans and investment services.
  • Supporting members in achieving financial liberty through discipline savings, responsible borrowing and long-term investment.
  • Growing into a recognized household name in cooperative financial services within Nigeria and beyond.

Our Loan Services

Personal Loans in Port Harcourt

Looking for personal loans in Port Harcourt? Flintstone Cooperative Investment & Credit Society Limited provides convenient personal loan services to help eligible individuals meet their personal and financial needs.

Our personal loans are available to members and non-members, subject to applicable requirements and approval. Qualifying applicants can access a convenient loan service with no collateral and no surety, making it easier to obtain the funds needed for legitimate personal expenses.


Quick and Convenient Personal Loans

Whether you need funds for family expenses, education, emergencies, household needs, or other personal commitments, our personal loan services in Port Harcourt are designed to provide convenient access to financing.

Approved and qualifying applications may benefit from quick processing and instant disbursement, subject to the applicable loan requirements and approval process.


Why Choose Flintstone Personal Loans?

  • Available to eligible members and non-members

  • No collateral required for qualifying applicants

  • No surety required for qualifying applicants

  • Convenient application process

  • Quick loan processing and disbursement

  • Suitable for a variety of legitimate personal financial needs

How to Apply

Contact Flintstone Cooperative to learn about our current personal loan requirements, eligibility criteria, repayment terms, and application process. Complete the required application and provide the necessary information for assessment.

Once your application is approved and all applicable requirements are satisfied, your loan will be disbursed according to the agreed terms.


Get a Personal Loan in Port Harcourt

If you are searching for personal loans in Port Harcourt, personal loans without collateral, or cooperative loans in Rivers State, Flintstone Cooperative Investment & Credit Society Limited is ready to assist.

Contact us today to learn more or start your application.

Terms and conditions apply. Loan approval, loan amount, repayment period, fees, and disbursement are subject to applicable requirements and assessment.

Thumb


Business Loans in Port Harcourt

Port  Harcourt Flintstone Cooperative Investment & Credit Society Limited provides business loans in Port Harcourt to help entrepreneurs and business owners access the funds they need to grow, expand, and manage their businesses.

Our business loan services offer financing of up to ₦1,000,000 or more, depending on eligibility and applicable loan terms. Qualifying applicants can access business financing without collateral, making it easier for business owners to obtain the funds they need without pledging physical assets.

With flexible repayment options and a fast 48-hour processing time for qualifying applications, Flintstone Cooperative helps businesses access financing quickly and take advantage of opportunities when they arise.


Why Choose Flintstone Business Loans?

  • Business loans of up to ₦1,000,000 or more

  • No collateral required for qualifying applicants

  • Flexible repayment plans

  • Fast 48-hour loan processing

  • Financing to support business growth and expansion

  • Convenient cooperative loan services in Port Harcourt

Whether you need working capital, want to expand your operations, purchase equipment, increase inventory, or meet other legitimate business needs, Flintstone Cooperative is committed to providing accessible business financing in Port Harcourt.

Ready to grow your business? Contact Flintstone Cooperative today to learn more about our business loan requirements and application process.

Terms and conditions apply. Loan amount, eligibility, repayment terms, collateral requirements, processing time, and disbursement are subject to applicable requirements and assessment.

Thumb


Specialized Loans for Government Employees

Port Harcourt Flintstone Cooperative Investment & Credit Society Limited provides specialized personal loans for employees of the Rivers State Government, designed to give eligible government employees convenient access to funds for their personal financial needs.

Our government employee loan offers a simple and convenient financing solution with no collateral and no surety required for qualifying applicants. With instant disbursement for approved applications, you can access funds quickly and manage your financial needs with greater ease.


Why Choose Our Specialized Loan?

  • Exclusively available to eligible Rivers State Government employees

  • No collateral required for qualifying applicants

  • No surety required for qualifying applicants

  • Instant disbursement for approved applications

  • Convenient and straightforward loan process

  • Designed to support personal financial needs

Whether you need funds for an unexpected expense, family needs, education, household expenses, or other legitimate personal commitments, Flintstone Cooperative's specialized loan for Rivers State Government employees is designed to provide convenient access to financing.


Apply for a Government Employee Loan

If you are a Rivers State Government employee looking for a personal loan without collateral or surety, contact Flintstone Cooperative Investment & Credit Society Limited to learn more about the eligibility requirements, loan terms, repayment options, and application process.

Get in touch with us today and discover a convenient loan solution designed for Rivers State Government employees.

Terms and conditions apply. Loan eligibility, amount, repayment terms, disbursement, and other requirements are subject to the cooperative's applicable terms and assessment.

Thumb


Our Fixed Deposit Services

Fixed Deposit in Port Harcourt

Looking for a fixed deposit investment in Port Harcourt? Port Harcourt Flintstone Cooperative Investment & Credit Society Limited offers a secure and convenient Fixed Deposit scheme designed to help you grow your savings and earn competitive returns.

With fixed deposit terms ranging from 3 months to 1 year, you can choose an investment period that suits your financial goals. Our Fixed Deposit scheme provides an opportunity to earn interest on your funds while enjoying the security and convenience of investing with Flintstone Cooperative.


Why Choose Our Fixed Deposit Scheme?

  • Competitive annual interest rates

  • Flexible terms from 3 months to 1 year

  • Secure way to grow your savings

  • Suitable for different financial goals

  • Convenient cooperative investment option

  • No worry about premature closure penalties, subject to applicable terms

Whether you are saving for a future financial goal or looking for a secure way to earn interest on your funds, Flintstone Cooperative's Fixed Deposit investment in Port Harcourt can help you put your money to work.


Secure Your Savings with Flintstone Cooperative

Start planning for your financial future with a Fixed Deposit investment designed around your financial goals.

Contact Flintstone Cooperative Investment & Credit Society Limited today to learn about our current Fixed Deposit rates, terms, and requirements.

Terms and conditions apply. Interest rates, investment periods, withdrawal conditions, and other applicable terms are subject to the cooperative's current offerings and policies.

Thumb
Thumb Thumb

Foodstuff & Provision Savings Scheme in Port Harcourt

Save throughout the year for your Christmas and New Year provisions.

Planning ahead for your Christmas and New Year foodstuff purchases? Flintstone Cooperative Investment & Credit Society Limited offers a Foodstuff and Provision Monthly Contribution Scheme in Port Harcourt designed to help members save gradually for their festive provisions.

Members purchase a membership card for ₦500 and make monthly contributions throughout the year. The accumulated contributions are used to provide foodstuff and provisions for members, with annual distribution taking place by the second week of December.


Why Join Our Foodstuff Savings Scheme?

  • Save gradually throughout the year for festive purchases

  • Plan ahead for Christmas and New Year expenses

  • Make convenient monthly contributions

  • Receive foodstuff and provisions through the annual distribution

  • Reduce the financial pressure of bulk festive purchases

  • A practical way to prepare for rising living costs

Instead of waiting until December to make large food purchases, our Christmas savings scheme helps you plan ahead by contributing smaller amounts throughout the year.


Save Today for a More Comfortable Festive Season

The Flintstone Foodstuff and Provision Savings Scheme provides a convenient way for members to prepare for their Christmas and New Year food provisions while managing their finances throughout the year.

Join the scheme today and start saving towards your festive provisions.

Terms and conditions apply. Membership, contribution amounts, distribution arrangements, and other requirements are subject to the cooperative's applicable terms and conditions.

 

Are You Interested in Becoming a Member?

Join Port Harcourt  Flintstone Cooperative and become part of a community focused on financial empowerment, cooperative savings, investment opportunities, and property ownership.

To become a member, applicants are required to obtain a membership form for ₦1,500, which serves as the registration fee. The membership form is completed once at the point of registration and requires a passport photograph. The ₦1,500 registration fee is renewed annually to maintain active membership.

Members are required to make monthly contributions into the company's designated bank account based on their selected membership season. Members may access cooperative loans based on their contributions, but the loan amount requested cannot exceed the total amount the member has contributed for the selected season.

 

Membership Benefits

  • Access to cooperative loans based on your contributions, with the loan amount limited to the total amount contributed for your selected season.

  • Dividend sharing in accordance with the cooperative's applicable policies and member eligibility.

  • Property ownership opportunities, including the option to pay for selected Flintstone properties through flexible installment plans.

  • Access to selected cooperative savings and investment opportunities.

  • Participation in a community focused on financial growth, financial empowerment, and property ownership.

Become a member of Port Harcourt  Flintstone Cooperative today and take a step toward building your financial future, accessing cooperative funding, and achieving your property ownership goals.


Register Now

Seasons

Three seasons, one cooperative, stronger financial planning.
Port Harcourt Flintstone Cooperative Investment & Credit Society Limited organizes its operations into three seasons, each representing different member groups and financial years. This structure helps us manage our cooperative activities effectively and provide members with an organized approach to their savings, contributions, investments, and financial planning.

 

  • Season I

    ₦20,000

    Minimum Monthly Contribution
    October - September
    12 Months

  • Season II

    ₦30,000

    Minimum Monthly Contribution
    January - December
    12 Months

  • Season III

    ₦10,000

    Minimum Monthly Contribution
    June - May
    12 Months

Subscribe today

Stay informed about our offers and packages


Contact Us

location

42 Woji Road, YKC Junction, Sonia Mall (Beside UBA) Port Harcourt, Rivers State.

Email

Get support via email
contact@flintstonegroupinc.com

Phone

08185943888, , 09038330046, 08184210051

Send us a message